Friday, January 16, 2009

I did this...

Posted by Dymna John at 12:39 AM
With monotonous tests and exams, infinite term papers and challenging final semester projects as a student I will deal with throughout my college years, a college student's life can be relatively stressful. Why I wanna add more stress and money misery to the list? (arrgggh this is painful...)

The cost of an average college student’s education is expensive. The average student’s tuition at a four-year public university ends up being about RM 23,000. That is not including room and board, books and other expenditures.

But I don’t want to fret, because there are ways to budget mymoney, and to leave myself with some extra cash. (hahahaha :D)

Budgeting involves me to put a pen to paper or use my laptop to enter the details in order to figure out how much money still I have, and how much money I have spends. The best way to do this is using a chart of expenditures for two or three months.

Write down everything that a I pays for from college tuition, food, room and board, bills, textbooks, etc… Make a list of how much I spends on each category every month or how much everything costs me each month.

If the costs don’t exceed my income then I'm fine, but if it's do exceed the my income so I may start cutting back on the less important wants in my life. (Fuuuhh!!!)

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